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Monterey 320 SY (2011-)
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Brief Summary

Monterey hides its 320 Sport Yacht's best feature belowdecks, but the rest of the boat is very nice, too. Built in Florida, this 33' 10" (10.3 m) express cruiser combines quality construction, a versatile cockpit, lots of standard equipment and a reasonable price. But what we like best about the 320 SY is her cabin layout: It's just right for a couple who enjoy taking friends out for the day, but who cruise on their own. By omitting the forward bulkhead between berth and salon and foregoing a closed mid-cabin in favor of a convertible lounge, Monterey's designers created an open-plan cabin that seems bigger than the boat's overall length would allow. It should appeal to folks who want maximum usable space belowdecks when they're not sleeping, and who don't mind losing a bit of privacy when they are.

Key Features


Length Overall 33' 10''
10.3 m
Beam 10' 10''
3.3 m
Dry Weight 13,200 lbs.
5,987 kg
Tested Weight N/A
Draft 40''
101.6 cm
- Draft Up N/A
- Draft Down N/A
- Air Draft N/A
Deadrise/Transom 17 deg.
Max Headroom 6' 3''
1.91 m
Bridge Clearance 10' 2''
3.10 m with arch
Weight Capacity N/A
Person Capacity N/A
Fuel Capacity 180 gal.
681.37 L
Water Capacity 42 gal.
159 L
Length on Trailer N/A
Height on Trailer N/A
Trailer Weight N/A
Total Weight
(Trailer, Boat, & Engine)

Prices, features, designs, and equipment are subject to change. Please see your local dealer or visit the builder's website for the latest information available on this boat model.

Engine Options

Std. Power Not Available
Tested Power Currently no test numbers
Opt. Power Not Available
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Captain's Report

Monterey 320 SY
The Monterey 320 SY breaks with convention below and we like their out of the box thinking. The Flexiteek inlay on the platform is an option.
Monterey 320 SY
The open-plan salon makes the 320 SY seem bigger belowdecks by omitting the forward bulkhead, at the cost of privacy. It works fine when cruising a deux. Other builders using this layout put a step at the berth foot for easy access; Monterey builds a settee there, adding valuable extra seating at the dinette. By breaking with convention Monterey has created a lot more utility for the 320 as a day boat for entertaining.

Open-Plan Accommodations

The typical 30-ish-foot express cruiser has a double berth forward, usually mounted diagonally, along one side of the hull. Sometimes there's a door for privacy, or a partial bulkhead; if not, the foot of the berth intrudes, at least visually, into the cabin. This arrangement lets sleepers walk to the berth and climb in, but traps the person on the outside; if he needs to get up during the night, he has to climb over, and usually awaken, his partner. This doesn't always make for convivial cruising.

Monterey 320 SY
Monterey carries on the open-plan amidships, where there's an L-lounge under the companionway instead of a closed-in berth. It's a good place for one person to nap or a couple to hang out during the day without isolation in a mid-cabin. It converts to a double berth for overnights, but unlike most mid-cabins is useful other times, too. A 22" TV/DVD is standard, as is a 4-speaker stereo and Sirius radio (6 months of service included).

Monterey changed this: The 320 SY has a raised sleeping platform, not a berth. It spans the entire hull forward of the salon, and is open – there's no door or even partial bulkhead. Sleepers enter by stepping onto a lounge across the foot of the berth and climbing in. This may not be the most graceful way to crawl into bed, and it doesn't allow much privacy – but that's not an issue with only two aboard for overnights. On the other hand, either party can come and go at night without disturbing the other. During the day, the berth is a place for folks to sit or lounge while still participating in goings-on in the salon. Add the optional 15" TV and it's a place to space out, or to keep the kids occupied. The foot of the berth forms the upholstered backrest to a small bench seat, too.

Monterey 320 SY
The galley is compact but adequate, with all necessary appliances standard: electric cooktop, microwave oven, dual-voltage refrigerator, even a coffeemaker. We like the opening port over the counter (hidden in this photo by a wooden blind), and the ample locker space.

Quality Starts at the Computer

We're not surprised Monterey created such a usable arrangement in the 320 SY, because the company does lots of preliminary work before building a new model. Rather than the "seat-of-the-pants" method followed by many companies, Monterey employs sophisticated CAD software to create their boats. Company designers and engineers virtually "build" a new boat on the computer before taking the first step on the production floor.Once the boat is perfected on the computer, Monterey builds a full-scale model, mocking-up interiors, helms, cockpits and so forth. This is common practice in custom yacht building, but not all production builders spend the time and money to do it. This is where problems unpredictable on the computer can be solved inexpensively, rather than after the tooling is built.

Monterey 320 SY
The head is equipped with a Vacuflush toilet and a convenient hand rail to keep you from flying off it in rough weather. Hot water for the sink and shower comes from a 6-gallon (22.7 L) tank, plumbed to the engine heat exchanger as well as shore power, so you can heat water even at anchor. Freshwater capacity is 42 gallons (159 l).

After the kinks are worked out of the mock-up, Monterey builds one or more functional prototypes for real-world testing. Prototyping lets the company fine-tune engines, systems, performance, handling – all the 1,001 things that go into a boat. When everyone is happy with the prototype, the manufacturing team goes to work building hull and deck molds and other tooling.

Monterey 320 SY
The multifunction navigator is directly in line with the compass, which might be hard to see since it's behind the crown of the console. Both are just below the helmsman's sight line when he's looking where he's going. The VHF is handy, too. Tilt steering is standard, as is the leather-wrapped wheel. The gauges are fog-resistant, with low-glare lighting; hour meters display in the tachs. Joystick control is optional for both MerCruiser and Volvo Penta sterndrives, but very popular.


Monterey prototypes, tests and sea-trials its boats from an R&D facility in Cape Canaveral, Florida, but builds its boats inland, in two modern facilities in Williston, north of Orlando. The laminate schedule includes a layer of 4-oz cloth, laid in AME vinylester resin, immediately behind the gel coat to shield against osmosis, followed by sprayed-in polyester core to make the outer hull even tougher. The bulk of the laminate is conventional fiberglass fabric. After the stringers and floors are installed, the open spaces are filled with foam for sound-dampening and to add a bit of flotation.

Monterey 320 SY
The cockpit is prime real estate aboard a sport yacht like the 320, where you'll find ample comfortable seating, easy passage onto the swim platform and creature comforts like a wet bar and hot/cold transom shower. An icemaker or refrigerator is optional in the wet bar. Molded steps lead to the foredeck via the opening windshield. The arch is standard, and comes with red and white lighting; low-level blue/white LED courtesy lights are also standard.

Each Monterey is covered by a limited lifetime warranty on the hull and deck, transferable during the first 10 years. The warranty also provides coverage against gel coat crazing, stress-cracking or blistering for five years, covers upholstery against material and manufacturing problems, and even includes five years' canvas coverage.

Monterey 320 SY
It's optional, but you wouldn't go to sea without a TV in the cockpit, would you? And there are handy inputs for a DVD player, too. In the U.S., a satellite system comes with either of two electronics packages.


Our nearby Monterey dealer has a 2011 320 SY listed for $279,698 with twin 300-hp Volvo Penta 5.7Gi gas V-8s and Duoprop sterndrives, one of many engine options from Volvo Penta and MerCruiser. The Volvos come with EVC – electronic shifts and throttles – but the Volvo Sterndrive Joystick is optional. The above price includes it, since it's a popular option that "everybody wants," our dealer said. We'd want it, too. Oddly, opting for twin 320-hp Volvos, max power for this boat, adds only a few dollars.Other than the joystick, the 320 SY comes mostly complete as standard, so we estimate a fully equipped boat, with a few more options, should cost around $300,000 without electronics, maybe a bit less. That's a competitive price for a boat with this much equipment and this well-engineered and built. A Sea Ray 330 Sundancer with twin 300-hp MerCruisers, Axius joystick and a roughly similar level of equipment lists for about $268,000, while a Tiara 3200 Open, with twin 385-hp Crusader inboards starts at $322,890.Based on all of the above, we'd say the Monterey 320 SY is well worth checking out if you're looking for a 30-something express cruiser. And be sure to go belowdecks – that's where her best feature lies.

Monterey 320 SY

Standard and Optional Features

Marine Electronics

GPS/Chart Optional
Radar Optional
VHF Radio Optional


Air Cond./Heat Optional
Battery Charger/Converter Standard
CD Stereo Standard
Head: Fixed Standard
Shore Power Standard
Trim Tabs Standard
TV/DVD Standard
Water Heater Standard
Windlass Optional


Coffeemaker Standard
Icemaker Optional
Microwave Standard
Refrigerator Standard
Stove Standard

Exterior Features

Carpet: Cockpit Optional
Outlet: 12-Volt Acc Standard
Swim Ladder Standard
Swim Platform Standard
Transom Shower Standard
Wet bar Standard


Bimini Top Standard
Cockpit Cover Optional

Boats More Than 30 Feet

Bow Thruster Optional
Generator Optional


Hull Warranty
Lifetime Limited

NMMA Certification Yes
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