Monterey hides its 320 Sport Yacht's best feature belowdecks, but the rest of the boat is very nice, too. Built in Florida, this 33' 10" (10.3 m) express cruiser combines quality construction, a versatile cockpit, lots of standard equipment and a reasonable price. But what we like best about the 320 SY is her cabin layout: It's just right for a couple who enjoy taking friends out for the day, but who cruise on their own. By omitting the forward bulkhead between berth and salon and foregoing a closed mid-cabin in favor of a convertible lounge, Monterey's designers created an open-plan cabin that seems bigger than the boat's overall length would allow. It should appeal to folks who want maximum usable space belowdecks when they're not sleeping, and who don't mind losing a bit of privacy when they are.