For most people, the boat of their dreams will be their second most expensive purchase, after their home. In today’s world of high boat prices, most boat buyers need to find a lender to make it all possible. There are many choices, but they all get their money from a few basic sources.

All boats and the financial profiles of all loan applicants are different. Our purpose here is to give potential boat loan applicants the lay of the land and some bench marks for better understanding the process.